Rigid is the modern issuer-processor behind card programmes worldwide. Card issuing and tokenization, authorization, Fraud AI, a real-time multicurrency ledger and KYC/KYB all run on one platform with one API, live in every Visa and Mastercard region.
There's no vendor patchwork and no reconciliation gaps. Rigid authorizes in 76ms at global P99, Fraud AI scores every transaction inline in 18ms, and every authorization posts to a double-entry ledger the moment it clears. Programmes can issue, hold and settle in 150+ currencies, with FX applied at authorization.
Rigid is the first stablecoin-native issuer-processor. Programmes can fund in USDC, USDT or EURC and settle Visa and Mastercard in stablecoins seven days a week. It also powers agentic commerce, giving each AI agent its own virtual card under a signed, revocable mandate, and issues single-use, merchant-locked cards in 240ms that are ready for Apple Pay and Google Pay.
Neobanks, fintechs, BIN sponsors and programme managers, banks and EMIs, crypto card programmes, B2B spend, travel, marketplaces and credit/BNPL programmes all build on Rigid. Founders who don't have a licence yet get advisory on BIN sponsorship, principal membership, EMI licensing and scheme certification.
Rigid is PCI DSS Level 1, SOC 2 Type II, ISO 27001 and GDPR compliant, and backed by a 99.999% uptime SLA. Sandbox in minutes, production in weeks. rigid.fi